Why health insurance? Part 2

In my last post, I briefly discussed the “shared responsibility percentage” as one of the reasons people should pay for health insurance. In today’s post, I’m going to talk about the IMPORTANT reason for getting a health insurance policy. Collective Bargaining Power The important reason for having an insurance policy is to receive the benefit […]

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November 8, 2016

Why Health Insurance? Part 1

My last post was a nuts and bolts approach to comparing different health insurance policies. After posting, I realized that the post assumes that people understand all of the mechanics of health insurance and why people would be willing to forgo thousands of dollars of their pay for an insurance policy and then still have […]

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November 8, 2016

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Picking Health Insurance Policies During Open Enrollment

  A long time ago, before 163 hours of graduate level coursework and two advanced degrees, I worked in a surgeon’s office and some of my primary responsibilities were billing insurance companies for services rendered. So, my knowledge about health insurance is a little dated, but it gave me some perspective on the things I […]

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